What is health insurance in Switzerland?
In Switzerland, health insurance, also called AMal, is compulsory insurance for all persons domiciled in the country. Its objective is to provide access to basic medical care in the event of illness, but also in the event of maternity or accident. The assumption of responsibility intervenes if no accident insurance already takes the responsibility for it.
In Switzerland, health insurance, also called AMal, is compulsory insurance for all persons domiciled in the country. Its objective is to provide access to basic medical care in the event of illness, but also in the event of maternity or accident. The assumption of responsibility intervenes if no accident insurance already takes the responsibility for it.
Sanitas: comprehensive and affordable health insurance
The insurer Sanitas specializes in health insurance for individuals and professionals . It thus offers different types of basic insurance such as the HMO, CallMed, family doctor or telemedicine model, in addition to various complementary insurances. Depending on your canton and depending on the complementary options chosen, this health insurance can be really economical because it is among the cheapest on the market. It is also possible to benefit from free health advice and premium reductions under certain conditions.
This Swiss health insurance fund has more than 1.6 million customers and no less than a hundred agencies and has received several prizes and awards for its administrative costs or its digital service. It is indeed possible to subscribe to a contract directly online . The health insurance offered by CSS is especially ideal for families with discounts and the HMO or family doctor option. Among the formulas offered, there is of course the standard model but also the Telmed, Multimed, family doctor and HMO model.
The Concordia health insurance fund, which was previously a mutual aid association between workers who fall ill, is currently the leader in health insurance in the Principality of Liechtenstein . It currently has more than 600,000 insured for its basic health insurance. This insurance will be particularly ideal for families thanks to the HMO option and attractive discounts. The insurance fund also offers free 24/7 access to medical advice via concordiaMed. Its customer service is also particularly responsive according to customer reviews. Among the basic health insurance coverages offered by Concordia, we find the traditional model, the HMO model and the MyDoc model.
The Visana insurer is also one of the largest in Switzerland with more than 800,000 policyholders to its credit. It pays particular attention to the satisfaction of its customers by regularly organizing tests and surveys in order to adapt its offers. Particularly well rated by customer reviews, this health insurance will therefore be aimed more particularly at people who want full support with attractive additional insurance and a 20% discount in the event of no claim. Among the basic insurance models offered by Visana are the standard model, the Managed care model, the Med Direct model, the Tel Doc model, the Med Call model, the Tel Care model and the CombiCare model.
The KPT health insurance fund currently has more than 428,000 insured persons. It is also one of the oldest health insurances on the market, having been around for 130 years. KPT offers different basic insurance models, but also complementary insurance with many partners and service providers to provide a wide and varied range of products. KPT also differs from other health insurance funds in that it covers policyholders outside the European Union . The basic offer of this insurer is among the most attractive on the market in terms of premium.Its customer service is also very interesting since it is rewarded with favorable ratings on verified review sites. With regard to the basic insurances to be offered by KPT, we find the TelMed model, the HMO model, the family doctor model and the Family doctor / Telmed model.
The insurer Sanitas specializes in health insurance for individuals and professionals . It thus offers different types of basic insurance such as the HMO, CallMed, family doctor or telemedicine model, in addition to various complementary insurances. Depending on your canton and depending on the complementary options chosen, this health insurance can be really economical because it is among the cheapest on the market. It is also possible to benefit from free health advice and premium reductions under certain conditions.
- Very good customer reviews
- Various basic formulas
- Advice and a health program
- Possibility of reducing premiums
This Swiss health insurance fund has more than 1.6 million customers and no less than a hundred agencies and has received several prizes and awards for its administrative costs or its digital service. It is indeed possible to subscribe to a contract directly online . The health insurance offered by CSS is especially ideal for families with discounts and the HMO or family doctor option. Among the formulas offered, there is of course the standard model but also the Telmed, Multimed, family doctor and HMO model.
- Low administrative costs
- 5 different basic insurance models
- Many additional insurances
- A good reserve rate
- Easy online subscription
The Concordia health insurance fund, which was previously a mutual aid association between workers who fall ill, is currently the leader in health insurance in the Principality of Liechtenstein . It currently has more than 600,000 insured for its basic health insurance. This insurance will be particularly ideal for families thanks to the HMO option and attractive discounts. The insurance fund also offers free 24/7 access to medical advice via concordiaMed. Its customer service is also particularly responsive according to customer reviews. Among the basic health insurance coverages offered by Concordia, we find the traditional model, the HMO model and the MyDoc model.
- Many additional insurance
- Attractive discounts
- The ability to make a live change
- A reserve rate of more than 50%
- Excellent customer satisfaction
The Visana insurer is also one of the largest in Switzerland with more than 800,000 policyholders to its credit. It pays particular attention to the satisfaction of its customers by regularly organizing tests and surveys in order to adapt its offers. Particularly well rated by customer reviews, this health insurance will therefore be aimed more particularly at people who want full support with attractive additional insurance and a 20% discount in the event of no claim. Among the basic insurance models offered by Visana are the standard model, the Managed care model, the Med Direct model, the Tel Doc model, the Med Call model, the Tel Care model and the CombiCare model.
- An excellent reserve rate
- Basic supplementary insurance at the best value for money
- 20% reduction in the event of no claims
- 7 basic insurance models
- Responsive and efficient customer service
The KPT health insurance fund currently has more than 428,000 insured persons. It is also one of the oldest health insurances on the market, having been around for 130 years. KPT offers different basic insurance models, but also complementary insurance with many partners and service providers to provide a wide and varied range of products. KPT also differs from other health insurance funds in that it covers policyholders outside the European Union . The basic offer of this insurer is among the most attractive on the market in terms of premium.Its customer service is also very interesting since it is rewarded with favorable ratings on verified review sites. With regard to the basic insurances to be offered by KPT, we find the TelMed model, the HMO model, the family doctor model and the Family doctor / Telmed model.
- Many additional insurances
- Excellent customer reviews
- International coverage
- Premium reductions
- Lower insurance premiums
- A medical assistant available 24 hours a day by SMS