Travel insurance also provides assistance during a trip. For example, you may fall ill while traveling or have a serious accident, travel assistance then covers you against these various risks that may occur during your getaway.
These 2 major covers can be supplemented by other covers:
- Cover for treatment costs if your health insurance does not cover you abroad
- Coverage for legal protection in the event of disputes during your trip
- Coverage for the loss or theft of your baggage while travelling.
Here is a table summarizing the different covers of travel insurance in Switzerland:
Coverage of the different types of Swiss travel insurance abroad
Assistance travel insurance
- Hospitalization
- Medical fees
- Rescue and search
- Transportation to hospital
- Repatriation
- Flight or train delay
- Assistance to people and vehicles
- Compensation in the event of accident or death
- Advance of bail abroad
- Legal protection (usually optional)
- Baggage insurance: theft, loss, damage (usually optional).
Travel cancellation insurance
- Trip cancellation fees
- Flight or train cancellation
- Premature return in case of emergency in Switzerla
