Although not compulsory for companies in Switzerland, property insurance allows you to protect yourself against certain number of risks and to save money in the event of a claim.
But how do you choose the right property insurance for your business ? What are currently the best property insurance contracts on the market?
This is what we invite you to discover thanks to our comparison of the best insurance in Switzerland as well as some advice.
AXA: Property insurance
It more specifically covers your company's movable property, ie all movable property and valuables.
In the event of a claim, the cover offered by Axa will also extend to any costs of clearing and disposal of waste, or even loss of income and other financial consequences of the damage.
One of the advantages of the thing insurance from axa and that there is no advance on compensation here or time limit for coverage.
Zurich Insurance: Zurich Property Insurance
The Zurich Insurance company also offers property insurance which comes in 3 ranges with young business insurance, SME insurance and large business insurance.
Basic insurance includes cover for most standard claims and for most company property. Many options are also offered to complete these basic covers.
Helvetia: Property Insurance
Helvetia: Property Insurance
The property insurance offered by Helvetia offers comprehensive insurance protection for all goods and installations.
It includes coverage for many unforeseen events with support for loss of income and additional costs in the event of business interruption.
The insurance also covers the costs resulting from this damage, such as risk reduction measures and psychological follow-up. Cover extensions are also possible for all risks and simple thefts.
Allianz: Property insurance
Of course, the Allianz insurance group also offers property insurance. It is intended to be particularly complete and allows you to benefit from personalized and complete advice.
This insurance offers tailor-made coverage with individual components and price advantages through a combination discount in the CombiRisk Business trade insurance.
The processing of claims is particularly fast and handled by experienced specialists. In addition, SME services allow you to benefit more from Allianz partners.
Mobiliar: Property insurance
The insurance company La Mobilière also protects you against any costs and consequences in the event of damage or claims in your business.
It covers, of course, goods and installations possibly destroyed in a fire, objects stolen from company premises or even the production line taken out of service.
This insurance also includes coverage against the financial consequences of such events. It thus supports the replacement of goods and the repair of machines, the replacement of stolen objects
or the repair of the production line.
Baloise: All Risk Insurance
The only events that are not insured by this property insurance are those explicitly present in the exclusions. Another advantage of Baloise for property or risk insurance is that risks which were not yet perceived as such can also be insured.
