Breakdown insurance
Assistance to a vehicle in the event of a breakdown is generally included in comprehensive casco insurance. It can also be offered as additional cover to your car insurance.
In general, breakdown insurance covers:
- the towing of the vehicle (clearance, repatriation, immobilization costs)
- additional shipping costs
- sometimes accommodation and/or catering costs.
market value insurance
This insurance reimburses you the amount of your vehicle which has been taken into account by your insurer in the event of complete damage to your car. That is, if the repair costs are higher than the value of your car.
The market value is determined by your insurer based on:
- the year of registration of your car
- the number of kilometers the car has already traveled
- the estimate of the price of the car on the market…
Bonus protection insurance
This insurance is generally available as an option in the various cascos offered by your insurer for your car. Bonus protection prevents your premiums from increasing after you have suffered a claim: your bonus is kept intact.
Legal protection insurance
Like bonus protection, legal protection is optional in the various car insurance policies. It covers your costs in the event of a dispute related to an accident with your car.
In general, legal protection insurance covers:
- legal advice
- administrative and legal assistance
- trial and attorney fees.
